How can I download an app without providing a payment method
How can I download a free app without providing a payment method
iPhone XR
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Create or use your Apple ID without a payment method - https://support.apple.com/HT204034
If you can't remove your last payment method or use no payment method with your Apple ID - https://support.apple.com/HT203905
"Learn why you can't use your Apple ID without a payment method in the App Store, iTunes Store, and more."