Can I transfer my Apple ID money to my credit card

No. You can transfer Apple Cash to your bank account or a VISA debit card.

https://support.apple.com/en-us/HT207882

ASC - Late 2012 Mac mini, macOS 10.15.5; Watch, series 5 GPS/cellular, watchOS 6.2; iPad Air 2, ipadOS 13.5.1; iPhone 8+, iOS 13.5.1; TV 4th Gen, tvOS 13.4.6;  HomePods, audioOS 13.4.6 and Airport Express w/ Airplay 2

You can contact iTunes Support to see if they can/will do that for you. See the Apple Support articles below for contact information.   

iTunes Support – world wide 

Apple Support schedule phone call