Apple ID account disabled

Go to this link - If you see a message that says 'Your account has been disabled in the App Store and iTunes' you need to add a valid payment method to your Apple ID. I think you are confusing Apple ID payment method and Apple Pay

More contact information.

Contact iTunes Support for assistance. See the Apple Support articles below for contact information.   

iTunes Support – world wide 

Apple Support schedule phone call      

If necessary, try Twitter

https://twitter.com/AppleSupport.          People have posted it may take an hour or more to get a response.

If signing out of your Apple ID and back in does not resolve it go here - Apple ID Support

Apple Pay cannot be disabled. Please provide more information.