I can’t add any payment method in my apple account.
It says that payment method is declined, when the card has funds and isn’t expired. What to do in such case?
iPad, iPadOS 14
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See this support article:--> If your payment method is declined in the App Store or iTunes Store - Apple Support
If you still get no help, contact Apple directly, using this link (choosing: your country, then Apple ID, then iTunes & App Store. If your problem is not among the options shown there, tap/click on the option “the topic is not listed” and describe your issue):--> iTunes Store & App Store – Get support for various issues
Regards
Giulio