Refund purchases
My children keep purchasing games on my phone
iPhone 8, iOS 14
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Change your settings so you have to enter your password in order to make any purchases.
I presume you are allowing your children to use your phone. If not, set a passcode on it.
Here's how to ask for a refund but realize Apple may limit the number of refunds it will grant so you will have to come up with a better system of managing your children's use of your phone.
Request a refund for an App Store or iTunes Store purchase - https://support.apple.com/HT204084