Apple Cash not available for payment

Pay with Apple Cash:

If you choose Pay Now, you can use your Apple Cash balance to make an immediate one-time payment. If the balance of your Apple Cash account is less than the amount of your payment, the remaining balance is paid from your default bank account.

You can also choose a different bank account to pay your Apple Card balance:

1. Open the Wallet app on your iPhone and tap Apple Card.
2. Tap to pay.
3. Choose a payment amount and tap the Pay Now button.
4. Tap your bank account, then choose a different bank account.
5. Tap the Back button and authenticate with Face ID, Touch ID, or your passcode to make a payment.

Have you gone into your Apple Cash account?

To set up Apple Cash

1. Open the Settings app on your iPhone or iPad.
2. Scroll down and tap Wallet & Apple Pay.
3. Turn Apple Cash on.
4. Under Payment Cards, tap Apple Cash.
5. Tap Continue, then follow the instructions on your screen.

Otherwise call Apple: 800-275-2273

Can you provide a screenshot of your Apple Cash card? is it locked or restricted? please edit out personal information.