Why do I get charged for songs when I pay a monthly fee?
Apple Music
iPhone 12 Pro Max, iOS 14
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See this topic. Perhaps you are unintentionally purchasing the tracks.
Apple Music: How to Purchase A Song Afte… - Apple Community
To download Apple Music without an additional charge, see: Add and download music and video content from the Apple Music catalog - Apple Support - https://support.apple.com/HT204839