"Documents" Folder disappeared.

Finder can no longer locate my Documents folder.

Everything works normally, but I can't find any of my saved files.

I did find them on my iCloud web site, but I can't find them on my computer ?

I checked Finder preferences and iCloud preferences.

I do back-up Documents Folder to iCloud and I still have plenty of storage room.

I have relaunched the Finder several times and rebooted several times.

I had the H/W checked out by my local repair shop and everything is running correctly.

What else do I need to do ?

I can get to various sub-directories from alias, but I can't go to Documents.

If I search for it, all the links take me to my iCloud drive.

Do I need to disconnect the iCloud drive ?

Mac OS 11.5.1