I don’t want to share payment cards. How do I disable that?
With Apple Family Sharing, how do I let each person pay for their own purchases?
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See Turn off purchase sharing in How to share purchases with your family - Apple Support
Before you do, consider that, as is mentioned in Change Purchase Sharing preferences in Family Sharing on Mac, When you stop sharing your purchases, your family members lose access to all shared iTunes Store, Apple Books and App Store purchases, and aren’t able to make new shared purchases.
