How to report a compromised Apple Card
How do I report my Applepay being hacked
[Re-Titled by Moderator]
iPhone 8 Plus, iOS 16
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Your ApplePay was not hacked. But, you may have given someone your Apple account credentials or made those easily guessed. Or, your credit/debit card was compromised for the same reasons.
For someone to use a digital version of your card through an Apple device they would need to know your banking credentials.