Apple Pay returns

The delay is almost always on the merchant side. Refunds are generally batch processed by the merchant to minimize expenses and then sent to your bank via slowest ACH transfer method to minimize costs again. The upcoming holiday will slow transfers even more. I may be a week or more.

Refunds are directly between the merchant and your bank. Apple is does not process or handle the actual funds. Depending on who the merchant was the time frame varies.

If the merchant is not Apple, refunds are usually completed in 5 to 7 business days and legally can take up to 30 days. If the merchant is Apple and you’re receiving a store credit, refunds are within 48 hours. If you’re receiving a funds into your bank account, 5 to 7 business days and, no longer than 30 days.

for my situation, using Shopee its like amazon, and the actual merchant wasn't receive the money yet cause Shopee kept it. Then Shopee approved my refund request and they said the money should be in apple pay. but its not in my debit card.

Again, the refunds are directly between the merchant and your bank. Apple and Apple Pay do not handle refunds or the transfer of funds. Apple has no information on your refund.

In my experience, delays are almost always on the merchants end. They may say they refunded the transaction, but the reality is the funds have not moved from their account. The Merchant’s bank will use a process call ACH (Automatic Clearing House) and this generally takes just 3 to 5 business days once the actual transfer is initiated. Business days do not include weekends and holidays. Legally, refunds must be completed within 30 days.

Refunds go to the source of the payment, your credit or debit card.

You’re welcome!

have you got refund and howlong did it take

how long does it take?

thanks for your information

You’re welcome! I hope you have a warm and safe weekend.