How do I remove myself as a co-owner?
I was added as a co-owner and want to remove myself as one, I do not use the account and don’t want to be liable.
iPhone 11, iOS 16
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Removing yourself as a co-owner does not remove your liability for the entire balance. A co-owner has equal responsibility for the entire balance, not just their purchases or just ½ the balance.
When a co-owner removes themselves, the joint account is permanently closed and reported as a closed account on both credit reports. Each co-owner is equally responsible for paying the minimum payment each month. They are welcome to apply for a new individual account, but must meet credit requirements at time of application.
https://www.goldmansachs.com/terms-and-conditions/Apple-Card-Customer-Agreement.pdf