How to add a credit card to Apple Wallet for use in India?

bibhusan193 wrote:

It’s almost 2025 and apple should make Apple Pay and Apple News available in India as we are all buried deep into the apple ecosystem. Apple please to listen consumers we all love your products.

The Indian government is the one impeding the usage of Apple Pay due to regulations. Tell them to allow Apple Pay to work in the country and Apple can happily assist in implementing it and helping Banks support it.

Apple cannot unilaterally make it available, it needs to work with the government and merchants together. If the government regulations prevent it, then there isn't anything Apple can do.

Apple Pay just won’t work with current Indian banking regulations.

I don’t know if this is sarcasm or bait!!

My mind not accepting that apple wallet app not working with indian credit and debit card its same for apple company and apple user 😥

really?..regulator are more customer concerned if Samsung pay works why nt apple? Its apple problem same as tesla

Really dude? Credit card and other payment methods are most secured in India thaan any other part of the world ..

Indian banking regulations do not currently permit Apple Pay to operate in India.

India requires use of PIN, which Google uses. Apple Wallet requires biometrics, which experts state is more secure PIN. There are other issues as well regarding encryption and storage of user’s personal information.

That’s an opinion not backed up with any facts. Google Pay and Samsung Pay use card emulation which is less secure than dynamic tokens. In fact a higher level of security. Card emulation has been around for decades and easily cracked if the device (Android) is stolen or lost. The Secure Element and Secure Enclave of iPhones have not been cracked.

Being very conservative and oldest community our Government Policies are based on post development impact of digital usage for currency exchange , apple PAY will come India but not very soon ( more 5 years ).

Apple and Samsung use different technology and require different privacy standards. Apple isn’t currently permitted to use Face ID in India. So, you want a less secure system, like Google Pay, is that right?

I was in Rajasthan in Nov 2024 Apple Pay works very well for me (German Credit Card) only on 2 or 3 places is need the credit card. I enjoyed it very well to have my credit card in the hotel and i can pay with my apple. My be already possible for European users?

or sice Nov available?

There are two sides to Apple Pay. Merchant side to process transactions. Indian resident side to add a card to their electronic wallet.

You participated on the merchant side. Indian residents want to be able to use their Indian issued bank payment cards in Apple Wallet. This is currently not supported by Indian Banking regulations and privacy laws and regulations.

Apple Wallet can hold loyalty cards and other information. Apple Wallet can also be deleted from iPhones.

Apple Wallet and Apple Pay security and privacy requirements are higher than the electronic wallets currently being offered in India.