Do you need a PIN number to use your Apple titanium card?

There is not a PIN for the Titanium Apple Card. In the US, Mastercard only uses a PIN for Cash Advances and that is not possible with the Apple Card, so there is not one. In other regions, the terminals may ask for a PIN for purchases and users have reported that using 0000 or 1234 will work to skip that verification process for cards that do not have a PIN.

It may also be the case where a merchant will attempt to incorrectly process the transaction as a Debit Card, and instead it would need to be processed as a Credit Card. Processing as a Debit Card would require a PIN and the Apple Card is not a Debit Card.

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