If it only chimes when the lid is closed and the battery hits 100%, that usually means the machine is momentarily waking up, seeing the charger reconnect, and playing the “fully charged” sound on loop.
On Intel MacBook this is almost always one of three things, a flaky USB-C power cable, the charger briefly dropping voltage, or the battery controller waking the system because of a calibration glitch. Since it’s a refurb, it’s worth trying a different USB-C cable and a different charger first, that alone fixes this issue more often than not.
Also check System Settings → Battery → Options and disable “Wake for network access,” which can reduce random lid-closed wakeups. If the loop continues only at 100%, the battery’s charging board may be aging or out of spec, and at that point it’s best to return it or let Apple run diagnostics to confirm a hardware cause