Unverified Apple Pay Usage' message

There is a message "Unverified Apple Pay Usage". The phone number is from the Phillipines. What should I do? Just delete the message and report it as spam? Or do I have to deal with letting Apple know that I have not used Apple Pay.


Thanks for any advise and feedback.

Anna W.

iPhone 12 mini

Posted on Nov 25, 2025 10:37 PM

Reply
Question marked as Top-ranking reply

Posted on Nov 26, 2025 12:54 AM

This message is 100% a scam / phishing attempt.

Apple never sends Apple Pay alerts from a normal phone number, especially not:

  • From the Philippines, or
  • From a standard mobile number, or
  • Through SMS asking you to verify or click anything.

Apple Pay notices only come through:

  • Apple Wallet notifications, or
  • Email from apple.com, or
  • Settings → Wallet & Apple Pay alerts

Never through random international numbers.

2 replies
Question marked as Top-ranking reply

Nov 26, 2025 12:54 AM in response to Avanava

This message is 100% a scam / phishing attempt.

Apple never sends Apple Pay alerts from a normal phone number, especially not:

  • From the Philippines, or
  • From a standard mobile number, or
  • Through SMS asking you to verify or click anything.

Apple Pay notices only come through:

  • Apple Wallet notifications, or
  • Email from apple.com, or
  • Settings → Wallet & Apple Pay alerts

Never through random international numbers.

Nov 26, 2025 5:33 PM in response to Avanava

That’s a phishing attempt from scammers and it’s literally been reported 100’s of times if not 1000’s. 


Apple would never contact you. Your bank (issuer of card) would contract you. Banks do the exact opposite of the message you received. If they suspect fraud the transaction is stopped immediately. You have to call to verify the transaction, not call to stop the transaction. 


“Don't answer suspicious phone calls or messages claiming to be from Apple. Instead, contact Apple directly through our official support channels.”


”To report a suspicious SMS text message that looks like it's supposed to be from Apple, take a screenshot of the message and email the screenshot to reportphishing@apple.com.”


You can report phishing at these links and most importantly your local law enforcement.


Identify legitimate emails from the App Store or iTunes Store.

FTC Complaint Assistant

FBI’s Internet Crime Complaint Center


Learn about how not to be a victim of Social Engineering.


Recognize and avoid social engineering schemes including phishing messages, phony support calls, and other scams - Apple Support

Unverified Apple Pay Usage' message

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