Apple Card fees in the UK and Ireland

There are no fees for using Apple Card, either through Apple Pay (tap to pay) or directly using the Titanium Apple Card, anywhere in the world.

Apple Card is only available in the US to US citizens or residents over the age of 18. It is provided by Goldman Sachs. It cannot be obtained in the UK or Ireland, but it can be used there without incurring any fees.

Goldman Sachs (Apple Card) does not charge a foreign transaction fee. However, Mastercard will charge a foreign currency exchange fee when the transaction is processed. Goldman Sachs and Apple have no control over Mastercard fees.

Minipile:

There are no “separately itemized” fees; everything is rolled-up into the single “Exchange Rate” which is applied post-transaction