I can’t download anything because of previous billing issue
I haven’t even bought anything that costs moneys and every time I try to buy something it takes me to billing info even though I have payments set to “none” I don’t know what to do.
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I suggest that you don't set up and use another Apple ID. You will lose access to all previous purchases.
contact iTunes Support. Either use the form or scroll to the bottom of the page in the 2nd link. Follow through the screens to get a chat or telephone option.