I have charges on my card I did not do

Have you checked your subscriptions?

Purchases - View, change, or cancel your subscriptions.        

Purchases - Subscriptions not billed through Apple     

See the Apple Support article(s) below. Link to contact Apple Support in the article below.

Apple ID - If you see ‘itunes.com/bill‘ or an unfamiliar charge on your bank, credit card, or debit statement.

Normally, all sales are considered final, but you can ask for a refund.

If you have received a confirmation email, click the Report a problem link at the bottom.

Purchases problem.      

How long refunds from the App Store or other Apple services take.