Disabled apple account
I’ve tried to change my payment method on my apple account but it won’t let me
iPhone 8 Plus, iOS 14
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Since you have not indicated a reason why your ID has been disabled, Apple has Recommended in the similar Topics listed below that you must contact them as provided in this document: https://support.apple.com/HT208856
Topic 1: https://discussions.apple.com/thread/253232167
Topic 2: https://discussions.apple.com/thread/253225002
Apparently (as indicated in Topic 2) contacting them is the Recommended solution even if there are possible self-help solutions provided by other documents such as "If your Apple ID is locked or disabled" --> https://support.apple.com/HT204106 (which ironically also contains a link to the first solution in a list of scenarios, so go figure :-/ ).