Apple credit card
Where do I go to learn how to use this card as well as how to pay the bill?
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It is a Mastercard credit card. If you have the physical card, you can use it the same as any credit card. If you don't have the physical card and want one, see: Request and activate a titanium Apple Card - Apple Support
Also see: How to make purchases with Apple Card - Apple Support
To pay the bill see: How to make Apple Card payments - Apple Support or use an internet browser and go to https://card.apple.com/ as described in Pay your Apple Card balance online - Apple Support