Apple pay
Why can’t my 18 year old use Apple Pay to pay a friend in her phone which is part of family share. She has her own debit card added to it.
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Apple Pay is the way to pay. It replaces your physical cards and cash with a method of payment that is private, easier and safer. Whether you pay in a store, on a website or in an app. This is the new payment.
If you have Apple Cash see -> Send money to someone in the Messages app.