How to unlock carrier to change phone company
I’m needing to know how to unlock the carrier from the T-Mobile company so I can switch to spectrum my phone and iPad are completely paid off
iPad, iPadOS 15
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Only the carrier a phone is locked to can unlock it. You'll need to contact T-Mobile directly and ask about their unlocking policy and if you qualify for an unlock. Apple has nothing to do with this at all.
See this link for more guidance --> How to unlock your iPhone for use with a different carrier - Apple Support