Well I totally understand. It’s very likely you owe Apple money for something you recently purchased that your linked payment method” couldn’t cover. Are you sure you had sufficient funds in that linked account of yours? If you did not, ironically, the purchase will typically go through…but you still owe Apple whatever $$ amount. You probably had insufficient funds. Maybe you knew that, maybe you didn’t. But Apple doesn’t forget this, and so you won’t be able to download any new apps with in-app purchases until you pay them what you owe them. If you try to download anything new (this does not apply to past downloads already saved in iCloud) you’ll get that exact message saying “add payment method.” Simply and obviously because your supposed “already linked” account Apple isn’t accepting, most commonly due to insufficient funds. Other reasons I’m not sure. Based on the info you posted, clearly there is an issue with your current payment method on file. I know it’s easy to get irritated, and to assume it’s their issue, on their end, to fix for you. I will say that Apple doesn’t mess around, and they don’t just “mess up.” To even think Apple would make such a blatant error like that, over something as simple as not accepting your payment method, is just, well…oblivious and naive. Apple just wouldn’t do that. Like, ever. This is on you to fix. I’d definitely link another payment method, like stat…and a reliable one with sufficient funds at that. Until you do that, and you pay them what you probably owe, the experience will be limited on your phone. I am just speaking from experience. Exact same thing happened to me. Maybe it’s Apple’s way of making sure they get their money. Has your already linked payment always worked in the past? Any previous issues with it? You left out a ton of pertinent info in your post. So I may be way off in my answer as I just went off of what I knew, and that wasn’t much. Leaves one’s brain to wonder about alllll the actual situations and possibilities you meant to say, had you’ve been more specific that is. And with that comes several possible answers. I think you should be a lot more clear in your future posts. And now I feel like I just wasted my time answering you…when truly, I was never even given the whole entire question to begin with. If you want real, legit advice and answers about what to do about this or that in future, well…make sure those like me who view your question are provided enough info, by you initially, to go off of and formulate at least an educated guess for you. People want to help, but we’re not mind readers. We can only answer your concerns as deep as your post is deep, and can only guide you to a resolve as far as your initial post guides us. If you adhere to these basic rules of thumb, especially when publicly conversing in regards to such a lucrative, smart past comprehension, plus an extremely successful, praised, sought after, and respected-by-all worldwide company such as Apple…you should be WANTING as many legit answers as possible. All in all, you need to give enough info, and enough pertinent info at that, if you want us to respond with a worthwhile, helpful answer for you. You get your legitimate help and advice from us, and we don’t waste our time (answering you while our minds wander with possibilities, all because the post was vague making us unsure what is even being asked). It’s a win-win. Anyways, I’m out of here. Deuces! and may God bless you always 🩵🩶🩵
