Why can’t I download a free app or reinstall an app , it is trying to charge me 21.98 for something not sure what cuz I haven’t bought any subscriptions

This is primarily a user-to-user support forum; other Apple users like you. We don't have access to information about charges to your account. Apple has a support article about charges — see each of the steps in the following instructions. They include information on contacting Apple Support if the other steps don't help. See: If you see 'apple.com/bill' on your billing statement - Apple Support