Would like to set up Apple pay

It’s fairly straightforward.

Open your wallet app, press the + to add a card. You will be given the option to add a debit card, credit card or transit pass (depending on your country)

Choose which one you want to add and follow the prompts. You can add multiple cards of various types.

Your bank or credit card company may also sent a prompt to confirm your account activation in the wallet.

As an aside, some credit cards like American Express will automatically update your card information if you need to replace a lost or stolen card. It happened to me and I had my Apple wallet working before my replacement card arrived.

natoya38 wrote:

I would like to set up Apple Pay on my phone

This is what you are looking for→Set up Apple Pay - Apple Support

Also, if you have any issues contact Apple support through the support app and they will help you out