Suspicious Apple Pay text message on my iPhone

It is just another one of the many scam/phishing messages that everyone receives. All you need to do is delete it or report if you wish. Never call a number or click a link and give any personal information in any message and you will never be a victim of a phishing attempt.

Note that these scam messages will frequently come from spoofed numbers so blocking/reporting does not mean you will not see the exact same message come from a different number. Very rarely would you even see another message from the same number where blocking/reporting is even effective.

Hello~ This is a scam. Click on below and review…

Recognize and avoid social engineering schemes including phishing messages, phony support calls, and other scams - Apple Support

Don’t interact with it at all.

~Katana-San~

Scam.

Recognizing Apple Pay Fraud Report Scams - Apple Community

Fraud protection works by blocking any suspicious transactions until and unless you call to approve and release the transaction, too.

I've had a similar text today (13/10/2025) from +44 730****132 saying Apple Wallet: We have frozen your account due to a suspicious transaction. To unlock your account, visit here: web link provided.

I've blocked number and reported it to reportphishing@apple.com.

Cheers.