Does Apple Cash use a unique user ID

Does my Apple Cash account have a unique user ID (like other apps for security) or is it only attached to my phone number and email address on file/profile. thanks in advance.

iPhone 16 Pro Max

Posted on Nov 11, 2025 12:25 PM

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2 replies

Nov 11, 2025 12:37 PM in response to flyinfish_56_00

Like the rest of the cards added to the Wallet App, Apple Cash uses a unique device account number for all transactions using Apple Pay.


The related bank account is tied to your Apple Account and name, but that is not used when making purchases in stores or websites that support Apple Pay.


If using the Tap to pay option with other people, you can control what name is displayed to them when you tap your iPhone to theirs in the Apple Cash card details in the Wallet app.

Does Apple Cash use a unique user ID

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