Apple Card declined when paying with Apple Pay in store
I have money in my Apple Pay but when I try to pay with Apple Card in a store it’s declined. What do I need to do for it to work?
iPhone 13 Pro, iOS 18
Your Apple Card being declined is NOT because of Apple Cash.
You need to check:
- Apple Card available credit
- If Apple Card is actually selected
- If the merchant accepts credit tap
- If Apple Card shows a restriction or missed payment
- Identity verification if you changed phones
