Unrecognized Apple TV charges on credit card
Do you see charges from Apple on your credit card statement that you don't recognize? If you're like me, you probably have several charges every month. One for data storage, one for TV, etc. They all just say APPLE, with no detail. Until recently, I just glossed over all these charges. But when I started paying more attention, I came to the inescapable conclusion that someone else has been using my credit card number to pay for their Apple TV subscription for the past three and a half years. (I notified the bank and cancelled the card.)
I know, I'm an idiot for not noticing this earlier. I do blame Apple in part, however, for not providing any detail about the charges directly on the statement. You can review charges to your account on your phone or at icloud.com, which is how I finally figured out what was going on. The extra monthly charges did not appear in my account. I tried to contact Apple but couldn't get past the automated system, which was useless. My bank could provide no detail about the charges, but suggested that they might be fraudulent.
Every month since June 2022, there have been two charges that varied by a few cents each month, but which closely tracked the (steadily increasing) monthly charge for Apple TV. I concluded that the difference was a matter of sales tax. My rate is 8.25%, and this corresponds to one of the two charges. The fraudulent charges have been taxed at a rate of 6.2%, which explains the small difference.
I wonder how widespread this little trick is. Is it common knowledge among fraudsters that if you use stolen credit card numbers to make small purchases you'll probably never get caught?