I’m Have Error In Apple Card

It is only available in the US. You, apparently, are not in the US based on the carrier you're using.

Hi, go here and make sure your device is set up correctly - Steps to take for applying to Apple Card - Apple Community

I totally missed that! Thanks.

Are YOU in the US?

If not, you can't apply for Apple Card.

if you go to my link you will see that it does not matter what version the phone is it matters where you are. Tim is right and I feel you are ignoring his posts.