I am not being able to apply for an Apple Card

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See if you're eligible

To get Apple Card, you must meet these requirements:

• Be 18 years or older, depending on where you live.
• Be a U.S. citizen or a lawful U.S. resident with a valid, physical U.S. address that is not a P.O. Box. You can also use a military address.
• Own a compatible iPhone with the latest iOS version.1
• Use two-factor authentication with your Apple ID.
• Sign in to iCloud with your Apple ID.
• If you have a freeze on your credit report, you need to temporarily lift the freeze to apply for Apple Card. Learn how to lift your credit freeze with TransUnion here.
• You might need to verify your identity with a Driver license or State-issued photo ID.

go here - Steps to take for applying to Apple Card - Apple Community