I didn’t buy anything from apple and I was debited 24,900 naira how can I get my money back

See the following instructions. They include information on contacting Apple Support if the other steps don't help: If you see "apple.com/bill" or an unfamiliar charge on your statement - Apple Support

If the only indication of the charges is from an email or text, be aware that it may be a phishing attempt to get you to log in to a site that appears to be Apple and divulge your password or credit card information. See: Recognize and avoid phishing messages, phony support calls, and other scams - Apple Support

and

Identify legitimate emails from the App Store or iTunes Store - Apple Support

Click on the following: If you see "apple.com/bill" or an unfamiliar charge on your statement - Apple Support

Read and follow the instructions there. They include information on contacting Apple Support if the other steps don't help.