Can I gain access to my account if I forgot password can I use my credit card information? How?

You will have to reset the password -> If you forgot your Apple ID password - Apple Support or use the automated account recovery process -> Recover your Apple ID when you can’t reset your password - Apple Support

For Problems With Your Apple ID

1. Forgot iCloud Password
2. Forgot Apple ID
3. iForgot Password - Apple ID
4. iForgot UserName - Apple ID
5. Apple ID Password Change
6. Apple ID Name Change
7. Apple ID - Apple Support
8. Recover your Apple ID when you can’t reset your password
9. Apple ID - Recover your Apple ID with two-factor authentication account recovery
10. Manage your Apple ID primary, rescue, alternate, and notification email addresses
11. About your Apple ID email addresses
12. Get help with Apple ID
13. Contact Apple for help with Apple ID account security - Apple Support
14. What to do after you change your Apple ID email address or password - Apple Support

Reset Security Questions

• Contact Apple for help with Apple ID account security
• If you forgot the answers to your Apple ID security questions - Apple Support
• Starting an  online  chat with  Apple  Support
• Apple  Support  using  Twitter

You may need to reach Apple’s Account Security department. If you cannot find your country or are not able to call, then complete this form and send it to them.

Try using Apple's iForgot service. If it says they don't have sufficient information, you need to contact Apple's Account Security team. To reach them, click here and pick a method; if you can't use any of the ones listed, fill out and submit this form.