I had an un authorized charge from apple on my credit card

See the following Apple articles:

View your purchase history for the App Store, iTunes Store, and other Apple media services

View your purchase history for the App Store, iTunes Store, and other Apple media services - Apple Support

How apps, content, and subscriptions from Apple are billed

https://support.apple.com/en-us/HT201359

Request a refund for apps or content that you bought from Apple

Request a refund for apps or content that you bought from Apple - Apple Support

See the following Apple articles:

How to cancel a subscription from Apple

https://support.apple.com/en-us/HT202039

If the subscription that you want to cancel is not listed

https://support.apple.com/en-us/HT212052

See the following Apple articles:

View your purchase history for the App Store, iTunes Store, and other Apple media services

View your purchase history for the App Store, iTunes Store, and other Apple media services - Apple Support

How apps, content, and subscriptions from Apple are billed

How apps, content, and subscriptions from Apple are billed - Apple Support

-> Request a refund for apps or content that you bought from Apple

Request a refund for apps or content that you bought from Apple - Apple Support

See the following Apple articles:

How to cancel a subscription from Apple

If you want to cancel a subscription from Apple - Apple Support

If the subscription that you want to cancel is not listed

If the subscription that you want to cancel is not listed - Apple Support

I was charged for a purchase that I didn’t make in May 2022. Could you please reimburse me for the amount of $74.19.I lost my husband to Covid and money is very scarce so I would appreciate getting a refund.

the only thing I pay for is the extra storage every Monty.

That could be for iCloud+ storage.

Check -> Go to -> Settings -> your name -> iCloud -> if you see 50 GB (or 200 GB or 2 TB) then you have an iCloud subscription.

If you have an iCloud subscription, you will receive a monthly bill from Apple, check your email box.

You pay monthly for iCloud storage.

Subscriptions and Billing - Official Apple Support

And be sure to contact your bank.

Click on the blue letters > Subscriptions and Billing - Official Apple Support

I did not order that and the only thing I pay for is the extra storage every Monty.