Wallet & Apple Pay option is not visible in preferences pane: MacBook Pro 13

Apple Pay is the way to pay. It replaces your physical cards and cash with a method of payment that is private, easier and safer. Whether you pay in a store, on a website or in an app. This is the new payment.

it is actually the same as paying contactless with your bank card, only via the iPhone.

See -> Use Apple Pay for contactless payments on iPhone

Use Apple Pay for contactless payments on iPhone – Apple Support (UK)

Learn where to use Apple Pay

Learn where to use Apple Pay - Apple Support

Set up Apple Pay form your iPhone, see the following Apple articles:

Set up Apple Pay

Set up Apple Pay - Apple Support

Countries and regions that support Apple Pay

Countries and regions that support Apple Pay - Apple Support (EG)

Set up Apple Pay in Wallet on iPhone

Set up Apple Pay in Wallet on iPhone – Apple Support (UK)

Do you have an Apple Pay-enabled iPhone or Apple Watch? From the article below.

Compatible Mac models

• Mac models with Touch ID
• Mac models introduced in 2012 or later with an Apple Pay-enabled iPhone or Apple Watch
• Mac computers with Apple silicon that are paired with a Magic Keyboard with Touch ID

Devices compatible with Apple Pay - Apple Support

How to use Apple Pay in Safari on your Mac

ASC YouTube for how to use Apple Pay in Safari on your Mac — Apple Support