How do I get a refund for an Apple Pay transaction sent to the wrong bank account?

How do I get a refund from Apple Pay that was sent to wrong account.





[Re-Titled by Moderator]

Original Title: Sent to wrong bank

iPhone 12 mini, iOS 18

Posted on Dec 3, 2025 6:48 AM

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Question marked as Top-ranking reply

Posted on Dec 3, 2025 7:14 AM

Get a refund for purchases made with credit or debit cards using Apple Pay --> Get a refund for purchases made with credit or debit cards using Apple Pay - Apple Support


Send and receive money with Apple Cash - Apple Support


--> How to cancel or dispute a payment


1. Open the Messages app, then open the conversation and tap the payment.

2. Your Apple Cash card will open in the Wallet app. Under Latest Transactions, tap the payment, then tap it again.

3. Tap Cancel Payment.


- If you don't see Cancel Payment, the person has already accepted the payment. Try asking the recipient to send the money back to you instead.

- It can take 1-3 business days for the money to be refunded, depending on your bank or card issuer.

- Apple Pay person to person payments are just like any other private transaction between two people. If you're unable to cancel or receive your money back from the recipient, you can contact us to open a dispute [ https://getsupport.apple.com/?caller=kbase&PGF=PGF90000&category_id=SC0287&symptom_id=23288 ].


1 reply
Question marked as Top-ranking reply

Dec 3, 2025 7:14 AM in response to Lyndafmackenzie3

Get a refund for purchases made with credit or debit cards using Apple Pay --> Get a refund for purchases made with credit or debit cards using Apple Pay - Apple Support


Send and receive money with Apple Cash - Apple Support


--> How to cancel or dispute a payment


1. Open the Messages app, then open the conversation and tap the payment.

2. Your Apple Cash card will open in the Wallet app. Under Latest Transactions, tap the payment, then tap it again.

3. Tap Cancel Payment.


- If you don't see Cancel Payment, the person has already accepted the payment. Try asking the recipient to send the money back to you instead.

- It can take 1-3 business days for the money to be refunded, depending on your bank or card issuer.

- Apple Pay person to person payments are just like any other private transaction between two people. If you're unable to cancel or receive your money back from the recipient, you can contact us to open a dispute [ https://getsupport.apple.com/?caller=kbase&PGF=PGF90000&category_id=SC0287&symptom_id=23288 ].


How do I get a refund for an Apple Pay transaction sent to the wrong bank account?

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