As an alternative to using the native Files App, it is possible to use a third-party file manager App to backup or move data to a variety of external storage options - including third-party Cloud services, external media devices and network storage. Of those available from the App Store, one App that comes readily to mind is FileBrowser Professional by Stratospherix:
https://apps.apple.com/gb/app/filebrowser-professional/id854618029
You would be well advised to review the extensive online Manual and help files to determine suitability for your needs.
https://www.stratospherix.com/products/filebrowserprofessional/filebrowser-professional-user-guide.php
Speaking of personal experience, I am yet to encounter a file storage or file/photo backup scenario that the FileBrowser App won’t handle. I routinely use USB and third-party Cloud storage for this purpose. FileBrowser also integrates directly with the native Files App, further simplifying file/photo management. There is a learning curve, but it works.
Your iPhone 13 has a Lightning port. A simple and cost effective method of connecting USB storage to your iPhone will be to use an Apple Lightning to USB3 Camera Adapter:
- Lightning to USB 3 Camera Adapter
https://store.apple.com/xc/product/MK0W2ZM/A
This adapter has both a USB Type-A port to connect your USB storage device - and, essentially, a Lightning pass-through power connection with which to connect a Power Adapter. Connection to external power is often required as your iPhone alone may be unable to source sufficient power for the connected USB storage.