D.I. Johnson wrote:
You can, however, manually check your apps yourself. Press your option key and click your Apple menu > System Information. Then click the Software heading in the side bar on the left and Applications heading below that. In the panel to the right you'll be presented with a list of the applications installed on your Mac. If you select an app there you'll find its details below, including whether its 32-bit or 64-bit under "Kind:". None of your 32-bit apps will work in macOS Catalina or newer. Scroll through that list to get the bit info for all of your apps.
To add to this, clicking on that "Kind" header will sort apps by that field, conveniently grouping all of the 32-bit apps together for easier identification.
Upgrading to macOS Catalina or later should supply 64-bit replacements for most apps bundled with macOS – although I am not sure about the big ones (Pages, Numbers, Keynote, iMovie, GarageBand) downloaded these days via the App Store. Third-party 32-bit apps are a different story, and all of them will die …
iTunes will go away, replaced by separate apps (Music, TV, Podcasts, Books) and the ability to manage iPhones, iPads, and iPods using the Finder.